Saving for a vacation should be easy. So easy that you could do it in your sleep and you should. It doesn’t matter if you’re saving for a weekend getaway or a month long trip. Saving for a vacation should be easy. We put together the 5 easiest ways to save money for your next vacation so you can save money without even realizing you’re doing it.

How to Automatically Save For a Vacation

1. Put That Airline Credit Card to Use

Put your reoccurring monthly bills onto a credit card that earns rewards. You can pay the credit card bill with the same money you would have otherwise spent on the monthly bill. Netflix, cable TV, cell phone and internet services are all great examples of reoccurring bills that can be paid automatically with a credit card to start racking up those miles without even thinking about it.

2. Automate Your Transfers

You should have an automatic transfer set up on your bank account that will automatically transfer money into your vacation savings fund. You can set it up to transfer money monthly, weekly or even daily. Try bringing a lunch from home instead of going out to get one. Or making your morning coffee at home instead of stopping at the coffee shop.  Instead set up an automatic transfer for that $5 – $10 so it automatically deposits into your vacation fund.

If you don’t want to open up a new account try an automatic savings app like Digit. It automatically takes into account your income and expenses and makes small deposits into your savings for you. Digit is totally automatic and you don’t have to do anything to start saving.

How to Automatically Save for a Vacation

3. Round Up

Several banks offer a round up feature also called “Keep the Change”. If you go to the grocery store and charge $5.67 to your debit card, the charge will be automatically rounded up and $0.33 will automatically be added to your savings account. This can add up quickly and you won’t even notice that it’s happening.

Acorns and Qapital are two apps that will do this for you automatically. Whenever you make a purchase the amount is automatically rounded up. Acrons will invest the money for you and Qapital will put it into a savings for you. With Acorns you can actually have your savings make you money for you. While Qapital will allow you to save for different things and set up even more savings rules.

4. Get Refunds Automatically

Every day we buy things and every day the prices of those items change. Paribus is an application that automatically tracks your purchases and watches for price drops on the things you buy. If Paribus detects a price drop they automatically contact the retailer and request a refund for the difference. The best part is, you don’t have to do a thing.

How to Save for a Vacation

5. High Yield Savings

Make your money work for you. Get a high yield savings account and your automatic savings will begin to MAKE you money. You can contact your bank to see what options they offer or set up a free high yield savings account with an online bank.

So now that you’re all set to mindlessly save money for your next vacation, where will you go next?

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